176 Halifax, Lloyds & Bank of Scotland branches to close in 2024 and 2025

Find out which ones are going and your options if affected.

Along with most other high-street banks, Lloyds has announced several closures to its branches in 2024 and 2025, with 176 currently scheduled to close their doors, including Halifax and Bank of Scotland branches. This is on top of 153 branches that closed in 2023. Here’s what you need to know.

When are the banks closing?

In the last round of announcements, 22 Halifax branches, 21 Lloyds branches and 10 Bank of Scotland branches were announced to close by January 2025.

Here are the announcements that will impact Lloyds, Halifax and Bank of Scotland branches in 2024 and 2025.

What to do if your branch is closing

For most of us it probably means very little. When did you actually last need to use a branch? If you aren’t at all fussed about losing access to a branch’s facilities you don’t have to do anything (though more in a moment about why you could).

For others who do regularly visit a branch it will make a huge difference. The obvious solution is to open up another account at a bank which does have a local branch near you. You don’t have to switch to this new bank (which would mean the closure of your Lloyd or Halifax account) if you don’t want to, but doing so does have some advantages.

All your Direct Debits, standing orders and payments into your account will be moved over for you, so you won’t need to change anything manually. And right now you could get a switching bonus of up to £200.

But if you do switch you’ll lose access to benefits you get with these banks. The main perks are:

• Halifax Reward Account – £5 a month, or 12 cinema tickets a year, or 24 movie rentals a month (account review)
• Club Lloyds Account – 6.25% regular saver plus 6 cinema tickets a year, Disney+ or a magazine subscription (account review)

Personally I’d stick with the account but open up a new account for whichever alternative you have nearby (here’s a full list of the different perks they offer).

And even if you aren’t bothered, I’d still do this. I think it’s always handy to have physical access to a bank. You never quite know what will happen with online and app banking, and having the option to talk to someone can make things easier.

Plus if you do need to withdraw or pay in large amounts of cash, you’ll probably want to do that in person too.

Which Halifax branches will close in 2024?

You can find out why Halifax is closing your local branch, including information about alternatives nearby on Halifax’s website.

13 March 2024 announcement

29 November 2023 announcement

September 2023 announcement

July 2023 announcement

June 2023 announcement

March 2023 announcement

Which Lloyds Bank branches will close in 2024?

To find out why your branch is closing, Lloyds has published details on each decision.

13 March 2024 announcement

29 November 2023 announcement

15 November 2023 announcement

September 2023 announcement

July 2023 announcement

Source: The Guardian

June 2023 announcement

March 2023 announcement

Which Bank of Scotland branches will close in 2024?

13 March 2024 announcement

29 November 2023 announcement

September 2023 announcement

July 2023 announcement

June 2023 announcement

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